Contractor Hourly Rate Guide

A practical guide for contractors and trade business owners on how to calculate a billable hourly rate that actually covers wages, overhead, and profit.

Wage vs billable rate

Your wage is what you pay yourself. Your billable rate is what the customer pays per hour, and it must cover unbillable time, overhead, taxes, and profit. The gap between the two is where most contractors undercharge.

Worked example with a 3-person crew

We walk through a realistic crew calculation showing why a $33.65/hr wage often requires a $90+ billable rate to keep the business profitable.

How to raise your rate without losing customers

Strategies for repositioning, packaging, and communicating a higher rate so existing clients accept the change.